Personal Loans in India (Banks compared): SBI, HDFC Bank, Axis Bank, IDFC FIRST, IndusInd, AU Small Finance, RBL Bank, Bank of Baroda

Personal loans are unsecured (no collateral) quick-credit solutions for one-off needs (medical, education, wedding, travel, debt consolidation). If you have steady income and a good credit history, you can usually get fast disbursal and predictable EMIs. Below I compare prerequisites, headline interest rates (official pages), an EMI example, and other benefits — all sourced from the banks’ official pages.

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